Personal+Finance

Period 1B Room 214
 * Personal Finance 2012-2013 **

May 22, 2013  
 * IDENTITY THEFT **

May 14, 2013 Learn the basics of Investing at finance.yahoo.com. Click on the link below.

http://finance.yahoo.com/education/begin_investing#Types%20of%20Investments

Read: Getting started in Investing Advice for a Novice What is a Stock Anyway? What is a Mutual Fund? What is a Bond?

Also check out Investing 101 in the sidebar and click on Stocks.

April 5 Language of the Stock Market PowerPoint presentation for use with Language of the Stock Market worksheet.



Take the Investment Risk Tolerance Quiz [] How Do I Allocate My Investments? []
 * April 3, 2013 **


 * April 1, 2013 **
 * Introduction to Investing **
 * Please watch the PowerPoint Introduction to Investing **
 * and complete the Note Taking Guide below. **



Go to [|www.bankrate.com] Click on Credit Cards in the silver bar <span style="font-family: arial,helvetica,sans-serif;">In the **Find a Credit Card** box, see No. 2, Select an Offer: select **Student Cards** from the drop down menu. <span style="font-family: arial,helvetica,sans-serif;">Compare the features and benefits of three different cards, using the Shopping for a Credit CardComparison Chart below:
 * <span style="font-family: Arial,Helvetica,sans-serif;">February 20, 2013 **
 * Shopping for a Credit Card **

<span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 170%;">

<span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 170%;">**<span style="font-family: Arial,Helvetica,sans-serif;">Auto Loan Costs ** Open the Auto Loan Costs PowerPoint presentation below. **Answer questions 1-19 in Automobile Loans - What Do I Need To Know?** in the Student Workbook Car Loans as you watch the PowerPoint presentation.

<span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 170%;">

<span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 170%;">**<span style="font-family: Arial,Helvetica,sans-serif;">Go to Shopping for a Car Loan Using Web Site Calculators in the Students Workbook Car Loans and complete the assignment. **

<span style="font-family: Arial,Helvetica,sans-serif; font-size: 120%;">To see a series of videos by Federal Reserve Chairman Bernanke starting with the Great Depression and culminating with the recent financial crisis, click on the link below.
 * <span style="font-family: Arial,Helvetica,sans-serif; font-size: 140%;">February 13, 2013 **

http://www.chicagofed.org/webpages/index.cfm

Scroll down to the bottom of the page. Under AROUND THE SYSTEM, The Federal Reserve and Financial Crisis: An Interactive Timeline, click on Read more.

February 7, 2013 Shopping for a Credit Card for students [] To learn more about factors to consider when applying for a credit card Consumer Financial Protection Bureau []

<span style="font-family: Arial,Helvetica,sans-serif;">February 1, 3013 <span style="font-family: Arial,Helvetica,sans-serif;">Review Sheet for Quiz on Credit on Tuesday, February 5

<span style="font-family: Arial,Helvetica,sans-serif;">-


 * January 16, 2013 **

[] [] []
 * Review for Mid-Term **
 * Click on the link below to review Managing Money **
 * Here is a review on Banking Basics for the mid-term exam **
 * Click on the link below to review financial fitness, decision making and employment for mid-term exam **

Exercise 13.2:
 * <span style="font-family: Arial,Helvetica,sans-serif;">January 14, 2013 **
 * <span style="font-family: Arial,Helvetica,sans-serif;">John Q. Consumers Credit Report **
 * <span style="font-family: Arial,Helvetica,sans-serif;">Exercise 13.3: **
 * <span style="font-family: Arial,Helvetica,sans-serif;">Evaluating Three Loan Applications **
 * <span style="font-family: Arial,Helvetica,sans-serif;">View the Powerpoint below and self correct Exercises 13.2 and 13.3 **

https://docs.google.com/presentation/d/17Gko0xqETThVyvTOGToxXwsP6vmnfXl8a5c1QcSaQw8/edit
 * January 8, 2013 **
 * <span style="font-family: arial,helvetica,sans-serif;">Applying for Credit and Credit Scores **

<span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 170%;">

<span style="font-family: Arial,Helvetica,sans-serif;">Banking Basics <span style="font-family: Arial,Helvetica,sans-serif;">Use the PowerPoint to help you complete Exercise 9.3 <span style="font-family: Arial,Helvetica,sans-serif;"> Be sure to record all transactions in the Check Register Quiz on Wednesday, November 28 on Managing Money <span style="font-family: Arial,Helvetica,sans-serif;">Review PowerPoint below
 * Tuesday, December 4 **
 * <span style="font-family: Arial,Helvetica,sans-serif;">Wednesday, November 28 **



<span style="font-family: Arial,Helvetica,sans-serif; font-size: 120%;">**First Quarter Marking Period Assessmen**t Wednesday, November 14 Go to www.Quia.com. Find and complete the Personal Finance First Quarter Marking Period Assessment Quiz. Note: you will be allowed one attempt. You must adhere to testing rules and complete the quiz on your own.

<span style="font-family: Arial,Helvetica,sans-serif;">Complete the **Internal Revenue Service (IRS) 1040EZ Tax Return form** below using the information contained in the W-2 form. Use the Tax Table to find the amount of taxes owed.

http://www.irs.gov/pub/irs-pdf/f1040ez.pdf (**1040EZ Form**) http://www.classroomtools.com/tax_w2.htm (**W-2 Form**) http://www.irs.gov/pub/irs-pdf/i1040tt.pdf (**Tax Table**)

Instructions: 1. Download the form and save it. 2. Complete this form as a single person who is not claimed as a dependent by a parent or guardian. 3. Fill in your first and last name and address. 4. Use the W-2 Form provided to fill in the information on lines 1 and 7. 5. Fill in lines 1, 5, 6, 7 and 9 on the 1040EZ form. 6. Follow the directions on lines 10, 11a and 12 to complete the form. Determine whether you get a refund or whether you owe money and the amount. 7. Save the changes. 8. Email to Ms. Little at either roselittle033@gmail.com or rosemary.little@nhps.net
 * 1040EZ Tax Return Form**


 * Friday, November 9 **
 * Review for First Quarter Marking Period Assessment**

Statement of Financial Position Complete Tori's Statement of Financial Position. The file is in the Statement of Financial Position Student Workbook below: Use the PowerPoint Managing Money below to help you complete Exercises 8.2A, 8.2B and 8.3 <span style="font-family: Arial,Helvetica,sans-serif;">Review W-2 and W-4 forms.
 * Week of November 5 **
 * Friday, November 2, 2012 **
 * Friday, October 26 **

<span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 170%;">

<span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 170%;"> Review Exercises 8.2A, 8.2B and 8.3 with PowerPoint

**Managing Your Money** Exercises 8.1, 8.2A, 8.2B, and 8.3
 * Monday October 22 and Wednesday October 23 **
 * Thursday, October 18 **
 * Complete the two paycheck stubs. Email to Ms. Little. **

<span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 170%;">

<span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 170%;"> <span style="font-family: Arial,Helvetica,sans-serif;">Topic: Uncle Sam Take a Bite <span style="font-family: Arial,Helvetica,sans-serif;">Visuals <span style="font-family: Arial,Helvetica,sans-serif;"> Complete Exercises 7.1, 7.2, 7.3, 7.4 Use PowerPoint below to help you fill out the 1040EZ forms for Jack and Jill in Exercises 7.3 and 7.4 <span style="font-family: Arial,Helvetica,sans-serif;">Personal Finance Quia Quiz
 * Friday, October 12 **
 * Monday, October 10 **

Topic: Why Some Jobs Pay more Than Others Read Exercise 1 and 2 in the file below and answer the questions.
 * Friday, October 5 **

<span style="font-family: Arial,Helvetica,sans-serif;"> You may download and print out the files or key your answers separately in a Word document. Make up any missing work: resume, letter of application, thank you letter, job occupations report

<span style="font-family: Arial,Helvetica,sans-serif;">Topic: Creating Your Own Job
 * <span style="font-family: Arial,Helvetica,sans-serif; font-size: 130%;">Thursday, September 27 **

<span style="font-family: Arial,Helvetica,sans-serif;">Students will get examine what it takes to start their own business


 * <span style="font-family: Arial,Helvetica,sans-serif; font-size: 150%;">Monday, September 24 **
 * <span style="font-family: Arial,Helvetica,sans-serif; font-size: 150%;">Thursday, September 20 **

<span style="font-family: Arial,Helvetica,sans-serif; font-size: 120%;">**Topic**: How to Look for a Job V isit the Occupational Outlook Handbook at __ www.bls.gov/OCO/ __and use it to research three occupations of interest to you. Prepare a report that identifies the occupations you have selected and explain the nature of the work, working conditions, employment opportunities, training, and other qualifications, plus opportunities for advancement, job outlook, earnings, and related occupations.
 * <span style="font-family: Arial,Helvetica,sans-serif; font-size: 16px; line-height: 23px;">Create a report about three occupations that interest you
 * <span style="font-family: Arial,Helvetica,sans-serif; font-size: 16px; line-height: 23px;">Find a job you are interested in
 * <span style="font-family: Arial,Helvetica,sans-serif; font-size: 16px; line-height: 23px;">Create a resume tailored to the job
 * <span style="font-family: Arial,Helvetica,sans-serif; font-size: 16px; line-height: 23px;">Prepare a Letter of Application
 * <span style="font-family: Arial,Helvetica,sans-serif; font-size: 16px; line-height: 23px;">Write a thank you letter to an interviewer

Find a job you are interested in, using the website CareerOneStop at [|www.careeronestop.org] or Snagajob at [|www.snagajob.com]. Using **Activity** **4.1** prepare a letter of application and a resume for the job you have selected from the website, using these samples as models. You may also want to check out the resume builder at livecareer at []

Prepare a sample thank-you letter that you would send to an interviewer at the conclusion of an interview.

You will have the entire class Thursday and Monday to complete the sample resume, cover letter, and follow-up thank you assignment.

NOTE: **iF YOU ARE MISSING ANY OF THE FOLLOWING ASSIGNMENTS, PLEASE COMPLETE BY MONDAY, SEPTEMBER 24.** <span style="font-family: Arial,Helvetica,sans-serif; font-size: 160%;">
 * Personal Essay**
 * How You Can Realistically Be a Millionaire -** short essay using the handout from the Millionaire's Game as a guide
 * Handy Dandy Guide-** reflection on why people earn more money when they have attained a higher level of education, using the economic principles in the Handy Dandy Guide.

**Topic**: How to Look for a Job Students learned the six steps to finding a job:Finding Job Openings, Preparing a Resume, Writing a Letter of Application, Completing a Job Application, Participating in an Interview, and Writing a Thank-You Letter Students created a list of characteristics employers want in their employees. Students practiced interviewing skills.
 * Friday, September 14 **

Topic: Decision Making Students learned the steps to decision making and used decision-making grid with criteria to help make a personal decision. Key words: choices, incentives, opportunity cost
 * <span style="font-family: Arial,Helvetica,sans-serif; font-size: 160%;">Wednesday, September 12, 2012 **


 * <span style="font-family: Arial,Helvetica,sans-serif; font-size: 160%;">Monday, September 10, 2012 **

Class will compare and contrast the financial situation of two middle class families and apply economic principles to analyze the situation. The economic principles are explained in the PowerPoint slides below (The Handy Dandy Guide): <span style="font-family: Arial,Helvetica,sans-serif; font-size: 160%;">

Class will then look at what are the incentives to stay in school and go on to college and work in groups to answer questions.

Students will use economic principles to give reasons why salaries increase with level of education completed and write a short essay. Email essay to Ms. Little
 * Homework **

Students participated in the Millionaire's game Homework Write a short essay on how you think you could realistically become a millionaire, using the handout from the Millionaire's game as a guide. Send your essay as an email attachment to Ms. Little
 * <span style="font-family: Arial,Helvetica,sans-serif; font-size: 160%;">Thursday, September 6, 2012 **


 * Tuesday, September 4, 2012 **

**Topic**: Money Matters: Why It Pays to Be Financially Responsible


 * Learning Objectives **
 * Explore personal financial choices
 * Learned to make informed decisions
 * Consider what it means to be financially responsible

**Essential Question:** What does it mean to be financially responsible?

Investigate our current money skills. (Class discussion.)

Money Matters: Know the Lingo. Student activity sheet 1 (handout). Individual work.

Money Matters: What Would You Do? Student activity sheet 2 (handout). Team activity and group presentations.

Reflection and Taxonomy


 * Homework **

Complete your personal essay (see Thursday, August 30) See files below.


 * <span style="font-family: Arial,Helvetica,sans-serif; font-size: 130%;">Thursday, August 30, 2012 **

<span style="font-family: Arial,Helvetica,sans-serif;">Students completed a survey about their interests and experience with Personal Finance

<span style="font-family: Arial,Helvetica,sans-serif;">We went over important information, syllabus and class rules. We put binders together.

<span style="font-family: Arial,Helvetica,sans-serif;">Students started an essay about themselves written in MLA format.

**<span style="font-family: Arial,Helvetica,sans-serif;">Wednesday, June 6, 2011 ** <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 170%;">Work on Checking Account Reconciliation, worth 50 points. See Ms. Little for handout. <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 170%;">Work on Insurance Review worth 25 points. <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 170%;"> <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 170%;"> **<span style="font-family: Arial,Helvetica,sans-serif;">Monday, June 4 ** Work on review for final exam

<span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 170%;">

<span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 170%;">

**<span style="font-family: Arial,Helvetica,sans-serif;">Thursday, May 31 ** Hello Personal Finance Students

I will not be in school today. Please do the **Budget review** assignment below. You may either use a paper copy that the sub will give you, or you may work electronically. Either hand in a copy of your work to the sub, or send it via email to roselittle033@gmail.com

Also, I have not received the **SMART Goals** assignment given on Tuesday from many of you. Both assignments are worth 50 points each.

Review for final exam Complete the worksheet below. You will be graded for this assignment. (Worth 50 points.)
 * Budget **

<span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 170%;">

Make up any missing assignments

**<span style="font-family: Arial,Helvetica,sans-serif;">Tuesday, May 29 ** Review for Final Exam Complete the worksheet below. You will be graded for this assignment. (Worth 50 points.)
 * SMART Goals **

Make up any missing assignments

**<span style="font-family: Arial,Helvetica,sans-serif;">Thursday, May 24 ** **<span style="font-family: Arial,Helvetica,sans-serif;">Topic: Identity Theft **

A substitute will give you the **Protecting Your Identity Worksheet**.

Complete the Protecting Your Identity Worksheet using the Identity Theft Information Sheet.

Make up missing assignments
 * Homework **

**<span style="font-family: Arial,Helvetica,sans-serif;">Tuesday, May 22 **

**<span style="font-family: Arial,Helvetica,sans-serif;">Topic: Identity Theft **

Complete the note-taking guide for Identity Theft in the Identity Theft Student Workbook (first 6 pages), using the Identity Theft Power Point Presentation or the Identity Theft Information Sheet.

<span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 170%;">

<span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 170%;">

<span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 170%;">

**<span style="font-family: Arial,Helvetica,sans-serif;">Homework ** Make up missing assignments

**<span style="font-family: Arial,Helvetica,sans-serif;">Friday, May 18 ** B6 will meet in library Work on Auto Insurance for Teens project (see Monday) Complete missing assignments
 * Homework **

**<span style="font-family: Arial,Helvetica,sans-serif;">Wednesday, May 16 ** B1 will meet in the cafeteria today due to CTE Testing Work on the Auto Insurance for Teens project (see Monday)

**<span style="font-family: Arial,Helvetica,sans-serif;">Homework ** Work on missing assignments

**<span style="font-family: Arial,Helvetica,sans-serif;">Monday, May 14 ** Progress reports are due on Tuesday. Most grades need improvement. You will have an opportunity to improve your grade this class by making up work.

You will create a flyer, PowerPoint, or brochure about the important points teens need to know about auto insurance.
 * New assignment **
 * Auto Insurance Project **

Ms. Little will provide a comprehensive article on Auto Insurance for Teens. Please read the handout and decide what your think are the six most important facts teens need to know about auto insurance.

Write the six most important facts in the document below (before your start your flyer, Powerpoint or brochure.)

<span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 170%; line-height: 0px; overflow: hidden;">

Create your flyer, PowerPoint or brochure.


 * Once completed, students will vote on which item best communicates the important points about car insurance that teens should know. **


 * A prize will be awarded. **

Projects are due by the end of the week, Friday, May 18.

Work on your Auto Insurance project
 * Homework **

**<span style="font-family: Arial,Helvetica,sans-serif;">Thursday, May 10 ** **<span style="font-family: Arial,Helvetica,sans-serif;">Take the ** **Types of Insurance Quiz on Quia. Click on the link below.**

[]

Below are two exemplary examples of the Insurance PowerPoint presentation. Watch the PowerPoint and complete the short reflection on each one. Work on completing individual Insurance PowerPoint presentations.


 * Problem Solving and Critical Thinking, 21st Century Rubric**: The individual Insurance PowerPoint project is appropriate for the Problem Solving and Critical Thinking rubric for your portfolio. See the Advisory page of this wikispace for a copy of the reflection form you need to complete to submit your work to your portfolio.

Make up missing assignments **<span style="font-family: Arial,Helvetica,sans-serif;">Tuesday, May 8 ** Work on Insurance PowerPoint. Due today!
 * Homework**

<span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 170%;"> Use the Types of Insurance Information Sheet to help you. Also, do research on the internet.

<span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 170%;"> Make up missing assignments from student workbook: 1. Insurance Key Terms 2. Damon Goes to the Hospital

<span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 170%;">

Homework **<span style="font-family: Arial,Helvetica,sans-serif;">Friday, May 4 **
 * Study Tpes of Insurance Information Sheet for a Quia Quiz on Insurance on Thursday.**

<span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 120%;">Create a PowerPoint presentation on one type of insurance. See requirements for the presentation in handout below.

<span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 170%;"> <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 120%;">Use the **Types of Insurance Information Sheet** posted on Monday, April 3 and the Internet for resources.

<span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 120%;">This is an individual project. You will present to the class next week. Presentation is due on Tuesday, May 8 Presentation is worth 100 points. **<span style="font-family: Arial,Helvetica,sans-serif;">Homework ** <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 120%;">Complete any missing assignments.

**<span style="font-family: Arial,Helvetica,sans-serif;">Wednesday, May 2 **

<span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 120%;">1. Insurance Quiz. Complete the Insurance Key Terms in the Insurance Student Workbook before taking the quiz.

<span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 110%;">2. Complete Damon Goes to the Hospital Reflection in the Insurance Student Workbook.

**<span style="font-family: Arial,Helvetica,sans-serif;">Monday, April 30 **

**<span style="font-family: Arial,Helvetica,sans-serif;">Topic: Insurance **

<span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 110%;">"Do Now" --complete within first 30 minutes of class.

<span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 110%;">Checking Account Simulation packets due today.

<span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 110%;">Complete Insurance Key Terms in the Insurance Student Workbook using the Types of Insurance Information Sheet.

<span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 170%;"> <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 170%;"> <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 110%;">Complete Damon Goes to the Hospital Reflection in the Insurance Student Workbook. Study for Insurance Types Quiz on Wednesday using Types of Insurance Information Sheet **<span style="font-family: Arial,Helvetica,sans-serif;">Thursday, April 26 ** Turn in Checking Account Simulation package. <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 110%;">**10 points will be deducted for late work if Checking Account simulation package is not received by Monday, April 30.**
 * Homework**

**Topic**: Electronic Banking In this lesson you will learn: 1. How to describe electronic banking 2. To define the different types of electronic banking 3. To understand how to safely use an Automated Teller Machine and point of sale terminal 4. Recognize important safety tips for using debit cards

Complete the **Note-Taking Guide** in the Electronic Banking Student Workbook using the **Electronic banking information sheet**.



<span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 120%;">Complete the **Electronic Banking Worksheet** in the Electronic Banking Student Workbook. <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 120%;">Complete the **Scenario Worksheet** in the Electronic Banking Student Workbook.
 * <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 120%;">Find 12 vocaculary words to do with electronic banking
 * <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 120%;">Find two safe banking practices
 * <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 120%;">Find one unsafe banking practice

Complete Checking Account Simulation
 * <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 120%;">Homework **

**<span style="font-family: Arial,Helvetica,sans-serif;">Tuesday, April 24 ** <span style="font-family: arial,helvetica,sans-serif; font-size: 90%;">All students are to take the Third Quarter Marking Period Assessment on Quia **<span style="font-family: Arial,Helvetica,sans-serif;">. **

[]

<span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 110%;">Turn in the Checking Account Simulation package on Thursday, April 26. <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 110%;">**10 points will be deducted for late work if not received by Thursday.** <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 110%;">This is how your checking account simulation will be graded. <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 170%;"> <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 110%;">Complete the Checking Account Simulation packet
 * <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 110%;">Homework **

**<span style="font-family: Arial,Helvetica,sans-serif;">Friday, April 13 ** <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 110%;">Work on checking account simulation <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 110%;">Review for third quarter marking period assessment

**<span style="font-family: Arial,Helvetica,sans-serif;">Wednesday, April 11 1B and 6B ** <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 130%;">Use Review sheet to study for third quarter marking period assessment.

<span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 170%;"> <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 110%;">Work on Depository Institutions Note Taking Guide and Checking Account Simulation (both due on April 24.)

<span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 110%;">Turn in permission slips for CT Youth Financial Conference on May 17.

<span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 110%;">Last call for Third Quarter Marking Period assignments. Third Quarter Marking Period Grades will be entered tomorrow, so turn in any missing work today.

**<span style="font-family: Arial,Helvetica,sans-serif;">Homework ** <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 110%;">Complete any missing work and review for third quarter marking period assessment.

**<span style="font-family: Arial,Helvetica,sans-serif;">Monday, April 9 1B and 6B **

**<span style="font-family: Arial,Helvetica,sans-serif;">CT Youth Financial Conference on May 17 (A Day) at CCSU. **<span style="font-family: Arial,Helvetica,sans-serif;">First 5 students to turn in their permission slip will attend! Turn permission slips in on Wednesday, April 11.

**<span style="font-family: Arial,Helvetica,sans-serif;">Third quarter grades will be posted this week. **

**<span style="font-family: Arial,Helvetica,sans-serif;">The 3rd quarter marking period assessment will be on Tuesday, April 24 for 1B and 6B. **<span style="font-family: Arial,Helvetica,sans-serif;"> Please study the Review Sheet and the Quia quizzes indicated on the review sheet.

**<span style="font-family: Arial,Helvetica,sans-serif;">Work on Depository Institutions Note Taking Guide and Checking Account Simulation (both due on April 24.) **

**<span style="font-family: Arial,Helvetica,sans-serif;">Students in 6B class will attend the Latina Army Celebration in the auditorium. **

**<span style="font-family: Arial,Helvetica,sans-serif;">Homework ** <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 110%;">Review for Third Quarter Marking Period Assessment

**<span style="font-family: Arial,Helvetica,sans-serif;">Wednesday, April 4 1B and 6B **

The third quarter marking period is ending this week. Make sure you have turned in all your work and completed all projects and quizzes for **Credit Reports**. When you have completed the **Depository Institutions Note Taking Guide**, start work on the **Checking Account Simulation.** - Practice **writing checks, depositing checks, maintaining a check register,** and **reconciling a check register with a bank statement.**
 * Checking Account Simulation**
 * Objectives**
 * - To keep your money in a safe place, track spending, and maintain a record of money in your account.**

**Homework** Complete any missing assignments.

**<span style="font-family: Arial,Helvetica,sans-serif;">Monday, April 2 1B and 6B ** The third quarter marking period is ending this week. Make sure you have turned in all your work and completed all projects and quizzes for Credit Reports. **<span style="font-family: Arial,Helvetica,sans-serif;">Topic: Depository Institutions ** <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 120%;">We are starting a new unit on depository institutions. Depository institutions are banks, credit unions and savings and loans where you can open a checking or savings account and deposit money. You will learn how banking works and what happens behind the scenes when you write a check or deposit a check.

**<span style="font-family: Arial,Helvetica,sans-serif;">To start you will view a PowerPoint presentation and take notes using a note taking guide in the Depository Institutions Student Workbook. ** <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 170%;"> **Homework** Make up any missing assignments **<span style="font-family: Arial,Helvetica,sans-serif;">Thursday, March 29 1B and 6B ** **<span style="font-family: Arial,Helvetica,sans-serif;">Topic: Depository Institutions ** <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 120%;">We are starting a new unit on depository institutions. Depository institutions are banks, credit unions and savings and loans where you can open a checking or savings account and deposit money. You will learn how banking works and what happens behind the scenes when you write a check or deposit a check.

**<span style="font-family: Arial,Helvetica,sans-serif;">To start you will view a PowerPoint presentation and take notes using a note taking guide in the Depository Institutions Student Workbook. ** <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 170%;"> **Homework** Make up any missing assignments

1. Understanding Credit Reports, parts 1 and 2, Notetaking Guide 2. Credit Reports Quia Quiz 3. Credit Report Detectives
 * Tuesday, March 27 1B and 6B **
 * Topic: Credit Reports **
 * Please work on missing assignments from Monday, Wednesday and Friday last week: **

**<span style="font-family: Arial,Helvetica,sans-serif;">Friday, March 23 1B and 6B ** **<span style="font-family: Arial,Helvetica,sans-serif;">Today, you will be Credit Report Detectives working in groups of 2-4. This is the culminating project for Credit Reports and is worth 100 points. ** You will read Isabella Langley's story and analyze her credit report. (Get handouts from Ms. Little) You will answer the questions in the Credit Report Detectives document below. There are 23 questions in Credit Report Detectives. You may answer them alone, with a partner, or in a group of 3-4 students. You will be graded for your work only. You must indicate who your partner or group members are and all groups must complete all of the questions. For example, Student A decides to work with Student B and Student C. Student A answers questions 1-7, Student B answers questions 8-15, and student C answers questions 16-23. Each student submits a Credit Report Detectives file with their name and the names of the other students listed at the top and identifies which question he/she answered.

**<span style="font-family: Arial,Helvetica,sans-serif;">Wednesday, March 21 1B and 6B ** <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 130%;">When you are ready, take the Quia quiz, **Credit Reports**. Before you take the quiz, you should complete the **Note Taking Guide** and the **Credit Report Scenario** using Carolina's Credit Report summary shown below.

**Monday, March 19, 2012 1B and 6B** **<span style="font-family: Arial,Helvetica,sans-serif;">Topic: ** Understanding Credit Reports Complete **Understanding Credit Reports Note Taking Guide** for slides 27-end below: If you have not already done **Understanding Credit Reports**, PowerPoint slides 1-27, complete those first (see Friday, March 9.)

The Understanding Credit Report **Note Taking Guide** is contained in the **Student Workbook Credit Report** below: When you have finished the Note Taking Guide, start work on the **Credit Report Scenario** worksheet using **Carolina's Credit Report** summary, both of which are in the **Student Workbook Credit Reports**.

Homework Make up missing work

**<span style="font-family: Arial,Helvetica,sans-serif;">Tuesday, March 13, 2012 (B6 only) **

**<span style="font-family: Arial,Helvetica,sans-serif;">Hi students: I will not be in class today. Here are your assignments. ** **<span style="font-family: Arial,Helvetica,sans-serif;">Topic: ** Understanding Credit Reports Complete Understanding Credit Reports Note Taking Guide for slides 27-end below:

Note: The **Understanding Credit Report Note Taking Guide** is contained in the **Student Workbook Credit Reports** posted on Friday March 9 When you have finished the Note Taking Guide, you may start work on the **Credit Report Scenario** worksheet using **Carolina's Credit Report** summary, both of which are in the Student Workbook Credit Reports.

**<span style="font-family: Arial,Helvetica,sans-serif;">Friday, March 9 ** **<span style="font-family: Arial,Helvetica,sans-serif;">Topic: Understanding Credit Reports ** <span style="font-family: Arial,Helvetica,sans-serif; font-size: 80%;">1. Watch the video "A Rock Star's Credit Score" found at the link below **<span style="font-family: Arial,Helvetica,sans-serif;">: ** []. You may have to scroll through the videos at the bottom of the page to find it, it is the last one listed and is labeled **“Grand Prize”.**

2. View the **Understanding Credit Reports** PowerPoint and use the **Note Taking Guide** in the Student Workbook to take notes for slides 1-26.



**<span style="font-family: Arial,Helvetica,sans-serif;">Wednesday, March 7 ** Third quarter **interim comments** are due on Friday. If you have less than a 60%, I will be forced to make a negative comment. Please use today and Friday to improve your grade. A priority should be your **Tracking Stocks PowerPoint presentation** which will improve your grade substantially. Also, **"What Would You Do?" Quia quiz** and the **Credit Taxonomy.**

**<span style="font-family: Arial,Helvetica,sans-serif;">Monday, March 5 ** <span style="background-color: #ffffff; font-family: Arial,Helvetica,sans-serif; font-size: 120%;">Complete Car Loans calculations including Down Payments (25 points), APRs, and Time Periods (25 points). <span style="background-color: #ffffff; font-family: Arial,Helvetica,sans-serif; font-size: 120%;">Answer Questions on **"Automobile Loans - What Do I Need to Know?"** in Student Workbook below. Read "Shopping for An Automobile Loan", at the end of the Student Workbook to help you answer the questions. (25 points.) <span style="background-color: #ffffff; font-family: Arial,Helvetica,sans-serif; font-size: 120%;">

Homework Make up Missing Work. Progress reports are due this Friday.

**<span style="font-family: Arial,Helvetica,sans-serif;">Thursday, March 1 ** <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 120%;">Please take the following survey about the Credit Union if not already done. Let Ms. Little know when you have completed it and she will give you extra credit. []

**<span style="font-family: Arial,Helvetica,sans-serif;">Topic: Car Loans ** <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 120%;">Watch the powerpoint below. When you get to the slides about calculating the cost of a car loan, answer the questions on the different loan variables using a financial calculator found at [] and complete the worksheets. **Homework** C omplete any missing assignments.

**<span style="font-family: Arial,Helvetica,sans-serif;">Tuesday, February 28 ** **<span style="font-family: Arial,Helvetica,sans-serif;">1. **<span style="font-family: arial,helvetica,sans-serif; font-size: 80%;">Read the article below on credit card safety. Go to Quia and take the quiz "What Would You Do?" You may work with other students on this assignment, but each student must submit a quiz.

[|ttp://learn.bankofamerica.com/articles/managing-credit/how-to-keep-your-credit-card-safe.html]

**<span style="font-family: Arial,Helvetica,sans-serif;">2. **<span style="font-family: arial,helvetica,sans-serif; font-size: 80%;">Create a collage or a PowerPoint to represent the advantages/disadvantages of using credit. The collage should include the following elements. <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 130%;">a. Definition of credit <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 130%;">b. Five items (goods or services) that are either a positive or negative use of credit. Use pictures if possible and explain why each of your <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 130%;">items is either a positive or negative use of credit. <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 130%;">c. Five feelings an individual may experience either using credit positively or negatively.

Finish Quia Quiz.
 * Homework **

**<span style="font-family: Arial,Helvetica,sans-serif;">Friday, February 17 ** **<span style="font-family: Arial,Helvetica,sans-serif;">1. Complete Tracking Stock PowerPoint presentations and email to Ms. Little at rosemarylittle033@gmail.com ** **<span style="font-family: Arial,Helvetica,sans-serif;">2. Read the article below on credit card safety. Respond in writing to What Would You Do Scenarios. ** [] Have a great vacation and see you back on February 28.

**<span style="font-family: Arial,Helvetica,sans-serif;">Monday, February 13 ** **<span style="font-family: Arial,Helvetica,sans-serif;">1. **<span style="font-family: arial,helvetica,sans-serif; font-size: 90%;">Finish Understanding a Credit Card Statement. (25 points) <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 90%;">2. Take Quia quiz, Taking Credit Cards by the Horns. You will not be graded as a quiz. Answer all the questions and you will receive 25 points for class work. <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 110%;">3. Complete the taxonomy on credit (list twenty words or phrases to do with credit cards.) (50 points) <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 110%;">4. Work on PowerPoint presentation Tracking Stocks. <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 110%;">5. Present if you are ready

**<span style="font-family: Arial,Helvetica,sans-serif;">Thursday, February 9 ** **<span style="font-family: Arial,Helvetica,sans-serif;">Period 6B ** <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 90%;">Presentations on Tracking Stocks will begin. Please view the presentation rubric below to see how you will be graded. All students will listen to the presentations and fill in the rubric (giving student feedback) for each presentation. Work on completing your presentations. <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 170%;"> **<span style="font-family: Arial,Helvetica,sans-serif;">Period 1B ** <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 110%;">We are going to the auditorium to watch Black History Month video, "The Time Has Come". **<span style="font-family: Arial,Helvetica,sans-serif;">Homework ** <span style="background-color: #ffffff; font-family: arial,helvetica,sans-serif; font-size: 90%;"> Make up missing work on Credit cards and complete Tracking Stocks Power Point Presentation.

<span style="background-color: #f4ff00; font-family: arial,helvetica,sans-serif; font-size: 110%;">1B and 6B <span style="background-color: #f4ff00; font-family: arial,helvetica,sans-serif; font-size: 110%;">Work on Tracking Stocks PowerPoint presentation using the file below to guide you. <span style="background-color: #ff6d00; font-family: arial,helvetica,sans-serif; font-size: 110%;"> <span style="background-color: #ffff00; font-family: arial,helvetica,sans-serif; font-size: 110%;">You will need your Researching a Company worksheets for financial information about the companies you selected and your Tracking a Stock Excel spreadsheets. <span style="background-color: #ffff00; font-family: arial,helvetica,sans-serif; font-size: 110%;">This project is due Thursday, February 9 and we will start presentations on Monday, February 13. This project is worth 100 points for content and 50 points for presentation. <span style="background-color: #ffff00; font-family: arial,helvetica,sans-serif; font-size: 110%;">Make sure you have all the credit assignments completed (see Wednesday, February 1) <span style="background-color: #ffff00; font-family: arial,helvetica,sans-serif; font-size: 110%;">This project is recommended for the 21st Century Skills Critical Thinking and Problem Solving Skills rubric. <span style="background-color: #ffff00; font-family: arial,helvetica,sans-serif; font-size: 110%;">Complete your PowerPoint presentation and be ready to present on Money, February 13.
 * <span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Tuesday, February 7, 2012 **
 * <span style="background-color: #ffff00; font-family: arial,helvetica,sans-serif; font-size: 110%;">Homework **

**<span style="font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Friday, February 3, 2012 ** **<span style="font-family: Arial,Helvetica,sans-serif; font-size: 140%;">1. **<span style="background-color: #ff6d00; font-family: arial,helvetica,sans-serif; font-size: 90%;">Update your tracking a stock worksheets <span style="background-color: #ff6d00; font-family: arial,helvetica,sans-serif; font-size: 90%;">2. Create a PowerPoint Presentation on Tracking a Stock (click on file below for directions.) <span style="background-color: #ff6d00; font-family: arial,helvetica,sans-serif; font-size: 140%;"> **<span style="font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Homework ** **<span style="font-family: Arial,Helvetica,sans-serif;">Make up missing work **
 * <span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Wednesday, February 1, 2012 **

**<span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif;">I am at Professional Development today and you will have a sub. ** **<span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif;">Please be advised that the second quarter marking period closes this week. You must get any missing work to me by Friday, in order to get a grade. ** **<span style="font-family: Arial,Helvetica,sans-serif;">If you have forgotten your Quia log in and password, you may do the review quiz on paper. **
 * <span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Here are the assignments for today: **
 * <span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">1. Take the review quiz on Quia, "Taking Credit Cards by the Horns". You will not be graded for your correct/incorrect answers. You will be graded for attempting every question and answering every question. I want to know what you still need to learn about credit cards. **

<span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">
 * <span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">2. Do a taxonomy for Credit. To refresh your memory, a taxonomy is an alphabetized list of words that are used in a topic. So, think of as many words as you can that relate to credit. You do not need to complete every letter of the alphabet. You should have at least 20 words. Here is the file you need: **
 * <span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">3. Do the assignment, Understanding a Credit Card Statement. The sub will have copies for you. **
 * <span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;"> 4. If time, and if not already completed, do Comparison Shopping for a Credit Card (the assignment given out last class.) **
 * <span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Homework **
 * <span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Make up any missing work for marking period 2 **

<span style="background-color: #00ff69; font-family: arial,helvetica,sans-serif; font-size: 140%;">Welcome to the third quarter marking period! <span style="background-color: #00ff69; font-family: arial,helvetica,sans-serif; font-size: 140%;">1. Update your tracking a stock worksheets <span style="background-color: #00ff69; font-family: arial,helvetica,sans-serif; font-size: 140%;">2. Compete comparison shopping for a credit card <span style="background-color: #00ff69; font-family: arial,helvetica,sans-serif; font-size: 140%;">3. Write a short essay (one page) on which credit card offer you would select and why <span style="background-color: #00ff69; font-family: arial,helvetica,sans-serif; font-size: 140%;">4. Get any second quarter missing assignments into Ms. Little this week by Wednesday to receive grade. **<span style="font-family: Arial,Helvetica,sans-serif; font-size: 140%;">complete the essay **
 * <span style="background-color: #00ff69; font-family: arial,helvetica,sans-serif; font-size: 140%;">Monday, January 30 **
 * <span style="background-color: #00ff69; font-family: arial,helvetica,sans-serif; font-size: 140%;">Homework **

**<span style="font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Friday, January 20 ** **<span style="font-family: Arial,Helvetica,sans-serif; font-size: 140%;">1. Update your tracking a stock worksheets ** **<span style="font-family: Arial,Helvetica,sans-serif; font-size: 140%;">2. Complete Note Taking Guide (2) for mid term review, typing in your responses in each text box. Use your Student Guide, and Savings Tools, Understanding a Credit Card and Introduction to Investing Information sheets that are posted below. ** <span style="background-color: #e9e2e2; font-family: arial,helvetica,sans-serif; font-size: 140%;"> <span style="background-color: #e9e2e2; font-family: arial,helvetica,sans-serif; font-size: 140%;"> <span style="background-color: #e9e2e2; font-family: arial,helvetica,sans-serif; font-size: 140%;"> <span style="background-color: #e9e2e2; font-family: arial,helvetica,sans-serif; font-size: 140%;">

**<span style="font-family: arial,helvetica,sans-serif; font-size: 140%;">Turn in your Note Taking Guides I and 2 on the day of the Mid Term Exam, before the exam, to receive credit of 15 points towards the exam. **

**<span style="font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Homework ** **<span style="font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Use your note taking guides to study for mid term. **

<span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">1. Update your tracking stocks worksheet <span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">3. Complete the Note Taking Guide 1, typing in your responses in each text box. See file below. Use Student Guide for information.
 * <span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Wednesday, January 18 **

<span style="background-color: #f4ff00; font-family: arial,helvetica,sans-serif; font-size: 140%;">Homework <span style="background-color: #f4ff00; font-family: arial,helvetica,sans-serif; font-size: 140%;">Use your note taking guide to study for mid term.

**<span style="font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Friday, January 13 **

**<span style="font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Update your tracking a stock worksheets **

**<span style="font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Continue the PowerPoint on Understanding a Credit Card (file below) slides 20-30 taking notes on your Note Taking Guide. Additional copies of the Note Taking Guide are available in the pdf file below. //This is an extra credit// //assignment//. **

<span style="background-color: #f15f5f; font-family: arial,helvetica,sans-serif; font-size: 140%;">

<span style="background-color: #f15f5f; font-family: arial,helvetica,sans-serif; font-size: 140%;">

**<span style="font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Please do not give your work to the substitute. **

**<span style="font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Have a great long weekend! ** **<span style="font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Next week we will do review for the midterm. **


 * <span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Wednesday, January 11 **

**<span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif;">Do Now: Answer questions on Investing (worth 10 points.) Note: Do Nows must be done and turned in at the time. **

**<span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif;">Update your tracking a stock spreadsheet. **

**<span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif;">Watch the PowerPoint on Understanding a Credit Card (file below) and take notes on the Note Taking Guide found in the Understanding a Credit Card pdf file below. Use the first two pages of the note taking guide to record your responses. **

<span style="background-color: #f4ff00; font-family: arial,helvetica,sans-serif; font-size: 140%;"> <span style="background-color: #f4ff00; font-family: arial,helvetica,sans-serif; font-size: 140%;">

**<span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif;">Watch the video about college students' knowledge and use of credit at the link below ** [] Answer questions about the video in the worksheet below
 * <span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Homework **

**<span style="font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Monday, January 9 **

**<span style="font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Guest speaker: ** **<span style="font-family: 'Calibri','sans-serif';">Matt Webber, CRPC®, CFP®, ChFC® **<span style="font-family: 'Calibri','sans-serif';"> | Financial Advisor | CERTIFIED FINANCIAL PLANNER™ practitioner

<span style="font-family: 'Calibri','sans-serif'; font-size: 120%;">Whitney M. Cook & Associates | A private wealth advisory practice of Ameriprise Financial Services, Inc. **<span style="font-family: Arial,Helvetica,sans-serif;">Matt Webber will talk about investments. He is a certified financial planner and will give you information and proven advice about how to save and invest your money. **

**<span style="font-family: Arial,Helvetica,sans-serif;">Update your Tracking a Stock worksheet. (If you have not yet set up your spreadsheet, please see Ms. Little next class.) **

**<span style="font-family: Arial,Helvetica,sans-serif;">Turn in homework assignment: Home Discussion Part 1. **

<span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">**Wednesday, January 4, 2012**

<span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Today we will be watching and discussing a video about college student's knowledge and use of credit cards. If you were absent, you may view the video at []

<span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Look up today's prices for each stock and put the information into your Tracking a Stock worksheets

<span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Complete //Credit Card Offer Scavenger Hunt// using //Sample Credit Card Offer 1// and //Understanding a Credit Card// handouts given out in class. You may key your answers using the file found in the Understanding a Credit Card file below.

<span style="background-color: #f4ff00; font-family: arial,helvetica,sans-serif; font-size: 140%;">

<span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Complete the //Credit Card Offer Scavenger Hunt Graphic Organizer using the file below.//

<span style="background-color: #f4ff00; font-family: arial,helvetica,sans-serif; font-size: 140%;">

<span style="background-color: #f4ff00; font-family: arial,helvetica,sans-serif; font-size: 140%;">Complete //Home Discussion-Part 1.// Work with a parent, guardian or adult family member to answer the questions. This document is also available electronically in the Understanding a Credit Card file above.
 * <span style="background-color: #f4ff00; font-family: arial,helvetica,sans-serif; font-size: 140%;">Homework **

**<span style="font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Wednesday, December 21 ** <span style="background-color: #55a5a1; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Continue to work on setting up your Tracking Stock worksheets <span style="background-color: #55a5a1; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Look up today's Last Trade price for each stock and put the information into your worksheet.

<span style="background-color: #93ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">I am on a field trip today. Here are the instructions for today's lesson. <span style="background-color: #93ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Once you have completed your research on the seven stocks, select five for your portfolio and complete the table at the end of the **Researching a Company** worksheet to indicate how many shares of each stock you will buy. You many not spend more than $2,000, but you should spend as much of the $2,000 as possible. The number of shares you buy of each stock is up to you; just remember you must have five stocks and cannot spend more than $2,000. Of course, each stock will have a different price, so you may have to try different combinations of numbers until you get it right. <span style="background-color: #93ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Now you are ready to enter the data into the Excel spreadsheet. Click on and open the Excel spreadsheet below.
 * <span style="background-color: #93ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Monday, December 19 **

<span style="background-color: #93ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;"> <span style="background-color: #93ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Click on the file below to get directions how to fill out your spreadsheet for each stock and insert data for the latest trade.

<span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Thursday, December 15 <span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Make up all missing work. Progress reports are due tomorrow. <span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Complete research for seven stocks. <span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">When completed, decide on five stocks to track and input information into Excel spreadsheet.

Turn in homework: Buy Stocks Worksheet **Topic**: Tracking a Stock Write a short summary (5 sentences) on why you choose to invest into the stocks you did. Is it because the stocks have been in the news, you enjoy the products, you like the industry, you feel the companies have potential for the future, etc.
 * Tuesday, December 13 **
 * Do Now ** : Complete and hand in the short questionnaire on taxes [[file:TAXES.doc]]
 * You have $2,000 to invest in stock.
 * In groups of 2-3 you will select and research seven companies in which to invest a total of $2,000. Choose companies with which you are familiar. Information can be found on the companies' websites, [|www.financeyahoo.com], and the New York Stock Exchange www.nyse.com Complete the information for each company on the **Researching a Company** worksheet. Each student in the group should complete research on 2-4 companies.
 * You will then as a group select the five top companies you wish to invest your $2,000 in, and which you will track for a period of 6 weeks using the Excel spreadsheet below.
 * Each student in the group must use the Excel spreadsheet below and input information from the Researching a Company worksheet for the five stocks chosen by your group. Use the **Tracking a Stock Instruction Sheet Using Microsoft Excel** to help you fill in the information.
 * At the end of six weeks, your group will make a PowerPoint presentation highlighting your chosen stocks and your portfolio's performance.
 * Homework **

Friday, December 9 Guest speakers on Income Taxes from H. & R. Block

<span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Wednesday, December 7 <span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 120%;">1. Turn in Homework due today - **Percentage Changes**. <span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 120%;">2. If you have not completed the **Language of the Stock Market worksheet** questions 1-20 please do so today using the **Language of the** <span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 120%;">**Stock** **Market PowerPoint.** Both these files are below. 3. Take **Quia quiz on Language of the Stock Market** at Quia.com after you have completed questions 1-20 of the Language of the Stock Market worksheet. 4. Complete questions 21-32 on the Language of the Stock Market worksheet using the Language of the Stock Market PowerPoint. 5. Do Taxonomy on Language of the Stock Market ** Homework ** Buy Stocks Worksheet

<span style="background-color: #fcabe7; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Thursday, December 1 and Monday December 5 <span style="background-color: #fcabe7; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Did you do your homework?: Taxonomy-Language of the Stock Market? Please turn in. <span style="background-color: #fcabe7; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Quiz on Monday December 5 on Language of the Stock Market. You will be tested on questions 1-20 on the Language of the Stock Market worksheet. <span style="background-color: #fcabe7; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">TO DO <span style="background-color: #fcabe7; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">1. Complete posters (product, company, stock trading symbol, and price of one share of stock) Go to finance.yahoo.com and insert company name into Get Quotes box. The stock symbol and the most recent trading price will appear. <span style="background-color: #fcabe7; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">2. Answer questions 1-20 on Language of the Stock Market Students worksheet <span style="background-color: #fcabe7; font-family: Arial,Helvetica,sans-serif; font-size: 140%;"> Take the quiz; Language of the Stock Market on Quia.com Homework: Stocks percentage change sheet
 * <span style="background-color: #fcabe7; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Complete questions 1-20 using the Language of the Stock Market PowerPoint slides

<span style="background-color: #00ffde; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Tuesday, November 29, 2011 <span style="background-color: #00ffde; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Introduction to the Stock Market <span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;"> Anticipation Guide Language of the Stock Market

The stock market is the core of the American economic system.

i. Stocks are shares of ownership in the assets and earnings of a company.

ii. If companies are doing poorly, their stocks are doing poorly. Therefore, poor stock

performance serves as an indicator that the economy is not performing well (and vice versa).

b. Stocks represent companies which touch every aspect of a person’s life.

i. Every day a person uses hundreds of products from companies listed on the stock market.

ii. Identify one product you have used in the past week.

1. Determine what company made the product

2. Find the stock symbol and today’s price of the stock.

a. Stock symbols and prices can be found on Yahoo Finance

[|http://finance.yahoo.com]

3. With your group, create a poster that shows the products, companies, stock symbols and today's stock prices ** Homework ** Create a taxonomy for introduction to the stock market. Use the Intro to Stock Market Information Sheet to help you.

Happy Thanksgiving everyone! The Personal Finance winning teams for 6B are 1. Falisha and Alyssa 2. Marley, Frankie and Marwane 3. (tied) Jairo and Eddy with Fanny. The Personal Finance winning teams for 1B are tied for 1st Place: 1. Demara tied with James, Alivia, Darianna, and Oneida. 3. Rejean

<span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Monday, November 21, 2011 due Wednesday, November 23 Homework: Plan a Thanksgiving Dinner menu for 8-10 people. Must include a main dish and several side dishes for the main course, desserts and beverages. Make a shopping list of items to buy to create the dinner. Include the prices of the items and total the cost of the meal. Go to peapod.com for grocery prices.

<span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Math Teams 6B <span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Amerika, Fanny, Dejah, John, Kaylani <span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Jairo, Eddy, Cole <span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Morgan, Jailyne, Brienna, Trayton <span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Larissa, Yanitza, Falisha <span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Marley, Frankie, Marwane

<span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Math Teams 1B <span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Myles, Angel, Brandon, Kenneth, Diontre, Derrick <span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">James, Alivia, Darianna, Treyvon, Oneida, Ryan <span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Aliyah, Joey, Rejean, Kristen, DeShaina, Genesis Centeno <span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Moniece, Maria, Yara, Kamreye, Genesis Berrios, Alyssa, Brittny, Demara

<span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Assignments 1B and 6B <span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">Complete each assignments listed below individually; then get together with your team to compare answers and decide correct answers collectively. The team with the most correct answers wins. (Hopefully all of the teams!) <span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">If you missed this class, please do these assignments individually. <span style="background-color: #f4ff00; font-family: arial,helvetica,sans-serif; font-size: 140%; line-height: 0px; overflow: hidden;">

<span style="background-color: #ffffff; font-family: Arial,Helvetica,sans-serif; font-size: 120%;">Unit 3 Saving and Investing

<span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">

<span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">

<span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">

<span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">

<span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">

<span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">

<span style="background-color: #f4ff00; font-family: Arial,Helvetica,sans-serif; font-size: 140%;">